Find your card type first.
Plain guides to every kind of credit card, with no sales pitch.
Six kinds of card, explained
Start with how you spend and what you owe. Each type has its own guides.
- Travel rewards cardsEarn points and miles for flights and hotels2 guides
- Cash back cardsSimple money back on everyday spending2 guides
- No annual fee cardsKeep a card for years without paying to hold it2 guides
- Balance transfer and 0% APRPay down debt without the interest2 guides
- Business credit cardsSeparate business spending and earn on it2 guides
- Building creditSecured and starter cards for a thin file2 guides
We never name a card. We explain how each kind works, so any offer you see makes sense.
Points and miles, kept simple
Enough to spend your rewards well, without the jargon.
How to find award seat availability: search, timing and alerts
Award seats are out there, but rarely on the first search. Here is how to search the right programs, use flexible dates, set alerts and time your search to release dates.
Award charts vs. dynamic pricing: how airlines price award seats
Some programs publish fixed award prices. Others let the price float with demand. Knowing which is which changes how you search, and when you book.
How airline miles work: a beginner's guide
Miles are a currency each airline controls. Here's how you earn them, what they're worth, and how to spend them without wasting a single one.
Is that redemption worth it?
Compare the cash price with the points it costs, and see the cents per point you get back.
You are getting
1.80 cents a point
A strong use of points
Well above your target value. At your target it is worth up to 41,538 points.
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