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Travel rewards cards

Earn points and miles for flights and hotels

2 guides

How travel cards earn, what the annual fee buys, and when transferable points beat a co-branded airline or hotel card.

An open passport with numerous ink stamps on the pages on a table

How travel rewards credit cards work: points, miles and perks

Travel cards pay in points or miles, not dollars. Here's how the two main kinds work, what perks and fees to expect, and who they actually suit.

Travel rewards cards, November 3, 2026

  • Is a travel card's annual fee worth it? Run the break-even math

    A simple formula, two worked examples and a checklist for credits show when a travel card's annual fee pays for itself, and when to downgrade instead.

    6 min read

Other card types

  • Cash back cards
  • No annual fee cards
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  • Business credit cards
  • Building credit

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Credit cards explained by type. We never name or rank a specific card, so nothing here is a sales pitch.

Card types

  • Travel rewards cards
  • Cash back cards
  • No annual fee cards
  • Balance transfer and 0% APR
  • Business credit cards
  • Building credit

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© 2026 My Points ProEducational content, not financial advice. Card terms change; check the issuer's terms before you apply.